The most recent interest rate, bringing interest to an historic low, has taken my ISA down to 0.10% Half a percent off by the Bank of England and one percent off by the Bank of Scotland. Bloody effin gits. I couldn’t have 0.10% percent on an ISA so I went in a huff to the bank and took it all out to put somewhere else. The problem is that you’re not getting any good rates – long term rates – anywhere at the moment. The mortgage is down too –  in fact it’s lower now than when I first took out the mortgage on a fixed rate –  but that’s not really much compensation for savings being devastated.